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Integra Super

Integra Super is a comprehensive employer super solution that's easy to use, provides exceptional value and offers leading member services. Please note, Integra Super is now closed to new employers.

There is no change for existing members who have selected their own investment strategy or a default member currently invested in a capital guaranteed or cash investment option.

New members to existing plans will have an ANZ Smart Choice Super account opened for them.

Place your super in good hands

Integra Super has been recognised by Australia's leading independent financial research companies as one of the best employer super offerings in the market.

Comprehensive insurance options

Integra Super insurance cover is provided be the award winning insurer – OnePath Life Limited. The insurance cover options include:

• Death Only (including Terminal Illness)
• Death (including Terminal Illness) & Total and Permanent Disablement (TPD)
• Group Salary Continuance (GSC) with the flexibility of either a two year or to age 65 benefit period.

Note: TPD Only cover is not available.
Integra Super provides you with the flexibility of choosing between Standard Cover and Tailored Cover for Death and TPD. GSC is also available for selection where you are able to choose between a two year or to age 65 benefit period. An established staff super plan may have been provided with an Automatic Acceptance Level (AAL). An AAL is a specified amount of insurance cover available to eligible staff without them needing to provide evidence of good health.

If you did not establish cover at the commencement of your staff super plan, it may have been automatically established with two units of Standard Death and TPD default insurance cover (two units of cover). This is the basic level of insurance protection provided for all members of the plan, regardless of their occupation, upon joining.

Insurance in your Superannuation - OnePath is a member of the Insurance in Superannuation Voluntary Code of Practice.

Pricing

With access to group rates negotiated by your employer, Integra Super offers exceptional value for its members.

Type of fee or cost	Amount (after-tax)
Establishment Fee Contribution Fee1 Termination Fee Member Fee       Investment Management Fee	Nil Up to 4.2% (3.5% after tax) Nil Nil for account balances greater than $30,000 $51 p.a (net) for plans actively using EasyTransact $80.75 p.a (net) for plans not actively using EasyTransact   0.29% p.a to 1.53% p.a
Administration Fee1	Fees are discounted on a sliding scale dependent on the total plan balance.   Administration Fee of up to 1.59% p.a (1.35% p.a after tax). This may be tiered based on the total employer plan balance or set at a flat rate.   A fee of 0.99% p.a (0.84% p.a after tax) is calculated and deducted from the assets of the investment fund and included in the investment fund’s daily unit price.   In addition, an Administration Fee adjustment (rebate or additional fee) may be applicable based on the employer plan balance. The Administration Fee paid will not exceed a total of 1.59% p.a (1.35% p.a after tax).   Upon the member’s transfer through to Integra Super Personal, the Administration Fee is tiered as per the table below:
	Amount Fee (after-tax) First $100,000 Next $100,000 Next $100,000 Next $200,000 Amounts over $500,000 0.99% p.a. 0.75% p.a. 0.69% p.a. 0.64% p.a. 0.52% p.a. (0.84% p.a.) (0.64% p.a.) (0.59% p.a.) (0.54% p.a.) (0.44% p.a.) All fees are inclusive of GST and RITC.
Investment Switching Fee2	Not Applicable

The above information is summary only. For full details of fees and costs please refer to the Integra Super Product Disclosure Statement, Member, Investment Choice and Insurance Guides.

¹Fees applicable from 1 December 2020
²May incur a buy/sell spread when the money moves in or out of an investment fund

Contact details

Issuer name	OnePath Custodians Pty Limited ABN 12 008 508 496 AFSL 238346 RSE L0000673
Head Office	347 Kent Street Sydney NSW 2000
Postal Address	GPO Box 5306 Sydney NSW 2001
Website Email Phone	onepath.com.au customer@onepath.com.au Enquiries - 133 665 (8:30am to 6:30pm Mon - Fri (Sydney time)) Existing customers - 133 665 (8:30am to 6:30pm Mon - Fri (Sydney time))

* Integra Super is not designed for employers with more than 20% casual employees or high staff turnover (more than 30% per annum).