Investment, Insurance, Superannuation
Integra Super is a comprehensive employer super solution that's easy to use, provides exceptional value and offers leading member services. Please note, Integra Super is now closed to new employers.
There is no change for existing members who have selected their own investment strategy or a default member currently invested in a capital guaranteed or cash investment option.
New members to existing plans will have an ANZ Smart Choice Super account opened for them.
When managing a business, administering staff super for your employees can be costly, time consuming and the last thing on your mind.
Outsourcing your employer super needs to an expert like OnePath means you can focus on the immediate demands of your business and less on the complicated and often time-consuming management of staff super.
Integra Super is OnePath’s comprehensive employer super solution that’s easy to use, provides exceptional value and offers leading member services.
Integra Super has been recognised by Australia's leading independent financial research companies as one of the best employer super offerings in the market.
* The Heron Partnership. For details visit http://www.heronpartners.com.au
^ The Rainmaker Group, SelectingSuper Fund Quality Assessment. For more information visit http://www.selectingsuper.com.au/
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Type of fee or cost |
Amount (after-tax) |
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Establishment Fee |
Nil $60 ($51 net) |
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Administration Fee† |
Fees are discounted on a sliding scale dependent on the total plan balance. Administration Fee of up to 1.89% p.a (1.61% p.a after tax). This may be tiered based on the total employer plan balance or set at a flat rate. A fee of 1.29% p.a (1.10% p.a after tax is calculated and deducted from the assets of the investment fund and included in the investment fund’s daily unit price. In addition, an Administration Fee adjustment (rebate or additional fee) may be applicable based on the employer plan balance. The Administration Fee paid will not exceed a total of 1.89% p.a (1.61% p.a after tax). A flat Administration Fee commission may have been negotiated between the employer and adviser and is payable to the adviser. Upon the member’s transfer through to Integra Super Personal, the Administration Fee is tiered as per the table below: |
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Investment Switching Fee§ |
Not Applicable |
The above information is summary only. For full details of fees and costs please refer to the Integra Super Product Disclosure Statement, Member, Investment Choice and Insurance Guides.
*For a member of a plan that commenced after 1 October 1998, the maximum Contribution Fee is up to 5% (4.25% after tax).
†This fee includes an amount payable to the employer plan’s financial adviser.
§May incur a buy/sell spread when the money moves in or out of an investment fund
Integra Super insurance cover is provided be the award winning insurer – OnePath Life Limited. The insurance cover options include:
Note: TPD Only cover is not available.
Integra Super provides you with the flexibility of choosing between Standard Cover and Tailored Cover for Death and TPD. GSC is also available for selection where you are able to choose between a two year or to age 65 benefit period. An established staff super plan may have been provided with an Automatic Acceptance Level (AAL). An AAL is a specified amount of insurance cover available to eligible staff without them needing to provide evidence of good health.
If you did not establish cover at the commencement of your staff super plan, it may have been automatically established with two units of Standard Death and TPD default insurance cover (two units of cover). This is the basic level of insurance protection provided for all members of the plan, regardless of their occupation, upon joining.
Integra Super offers a wide investment menu consisting of over 55 different investment funds from a wide range of investment styles and asset classes. These include single manager, multi-manager, sector specific, diversified, index, ethical, domestic and international investment funds.
Integra Super has been recognised by Australia’s leading independent financial research companies as one of the best staff super offerings in the small business market. Integra Super's achievements include:
Learn more about OnePath's Integra Super, and how to set up your staff super plan with OnePath.
* The Heron Partnership. For details visit http://www.heronpartners.com.au/
^ The Rainmaker Group, SelectingSuper Fund Quality Assessment. For more information visit http://www.selectingsuper.com.au/
+ Integra Super is not designed for employers with more than 20% casual employees or high staff turnover (more than 30% p.a)
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Issuer name |
OnePath Custodians Pty Limited |
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Head Office |
347 Kent Street |
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Postal Address |
GPO Box 5306 |
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Website |
onepath.com.au/ |
* Integra Super is not designed for employers with more than 20% casual employees or high staff turnover (more than 30% per annum).
The information provided above is a brief outline of the major features of Integra Super. It is intended as a quick and easy reference source for investors. The data should not be used as a substitute for reading the Product Disclosure Statement (PDS) prior to you making any decision to invest through Integra Super.
The PDS is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496 AFSL 238346 RSE L0000673.
You should read the Product Disclosure Statement (PDS) available here and consider whether this product is right for you. It is also necessary to consider the type of returns required to be achieved, the levels of risk necessary to achieve those returns, and how long the investment should be held. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs.
